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Valufinder has been successfully facilitating mergers and acquisitions for over a quarter of a century and we clearly understand the desires of the private seller. The vast majority of owners of middle market corporations take tremendous pride in their company. They take satisfaction in the security it provides for their family, its contribution to the welfare of its employees, and the esteem in which customers and suppliers hold the company. It is, therefore, no surprise that an owner usually does not want to sell.

I could not point to any need in childhood as strong as that for a father's protection. -Sigmund Freud

However, in our discussions with many private company owners, we have discovered that they would like to achieve a personal liquidity event, to take out a big part of the company's enterprise value in cash, without selling any portion of the business, or losing control, or signing any personal guarantees. Working in conjunction with several non-traditional financing sources which represent hundreds of billions of dollars in large pools of long-term money (pension funds, insurance companies, endowments, foundations and wealthy families), we have developed a product which achieves these owners' goals - the InHouse RecapSM.

The financial sources we have identified and work with are more focused, aggressive and flexible than conventional bank lenders who tend to be traditional, cautious, and risk averse. These financial sources have the expertise and experience that allows them to specialize in creating custom financing packages that meet the needs of the business owner, rather than the needs of corporations or the general public.

The InHouse Recap combines certain concepts and components from both a corporate buyer's acquisition financing package and from a home equity loan and then tailors the combination to attain an existing business owner's goals-except that there is no acquisition. The InHouse Recap allows the owner to reap most of the value of his business without selling which is similar to the way home owners can unlock a significant amount of the built-up equity value in their homes. Further, Valufinder can now do this for you in a tax-efficient manner by taking advantage of current low tax rates for dividends and capital gains.